Brown Shipley's credit facilities cater for both existing or potential investment clients. We create innovative solutions to short-term liquidity needs.
With current stock markets liable to continued short-term volatility, a loan might be preferable to liquidating securities to meet a particular financial objective or ambition.
Typically, our credit facility will fall into the following categories:
- Term loans
- Unsecured Loans
Brown Shipley will lend for a maximum period of 5 years. Term loans are usually secured against an investment portfolio (held in our nominee company), residential property or both.
Overdrafts can be made available to our current account customers.
Unsecured loans are only provided for specific purposes, for example:
- Probate loans can be used to fund the settlement of an Inheritance Tax liability
- Divorce costs loans - During this difficult period one party may require access to short-term funds.
Lending Tariff, Costs & Fees
Interest rates are discussed at the time of your loan/credit application. Other fees and costs may be incurred; full details will be provided and discussed with you. All lending is subject to qualifying criteria.